The Hustler Fund Bridge Loan is a special financial product designed for borrowers with a strong repayment history, offering higher loan limits and flexible terms. If you’re a business owner, trader, or entrepreneur looking to expand, this guide will walk you through the application process, eligibility criteria, and key benefits.
What Is the Hustler Fund Bridge Loan?
The Hustler Fund Bridge Loan is an exclusive loan tier within the Hustler Fund ecosystem, rewarding responsible borrowers with:
- Â Higher loan amounts than standard Hustler Fund loans.
-  Lower interest rates (8% for 30-day repayment, 9.5% for 31–60 days).
- Â Instant disbursement via mobile money (M-Pesa, Airtel Money, T-Kash).
- Â Credit-building opportunity to qualify for larger loans in the future.
Hustler Fund Bridge Loan Key Details
| Feature | Details |
|---|---|
| Loan Limit | Based on credit score (higher than standard loans) |
| Interest Rate | 8% (30 days), 9.5% (31–60 days) |
| Repayment Period | 30–60 days |
| Disbursement | 95% to mobile money, 5% to savings (70% long-term, 30% short-term) |
| Eligibility | Category A (excellent) & some Category B (good) borrowers |
| Application Method | USSD (*254#) |
(Source: Hustler Fund Official Portal)
Who Is Eligible for the Hustler Fund Bridge Loan?
To qualify, you must:
- Â Have a registered Hustler Fund account (linked to your ID and mobile number).
- Â Belong to Category A (exceptional borrowers) or Category B (good borrowers).
- Â Have a consistent repayment history with previous Hustler Fund loans.
- Â Use the same SIM card registered with Hustler Fund.
Step-by-Step Guide to Applying for the Hustler Fund Bridge Loan
Step 1: Dial the USSD Code
On your phone, dial *254# (the universal Hustler Fund code).
Step 2: Select “Hustler Fund”
Choose the Hustler Fund option from the menu.
Step 3: Choose “Bridging Loan”
Look for the “Bridging Loan” option—this will check your eligibility.
Step 4: Check Your Loan Limit
If eligible, the system will display your maximum loan amount.
Step 5: Enter Loan Amount
Input the amount you need (must be within your approved limit).
Step 6: Confirm & Accept Terms
✔ Review the loan details (amount, interest, repayment period).
✔ Enter your mobile money PIN to authorize the transaction.
Step 7: Receive Funds Instantly
95% of the loan will be sent to your mobile wallet immediately.
How to Repay the Hustler Fund Bridge Loan
To maintain a good credit score, repay on time:
- Dial *254# → Select “Hustler Fund” → Choose “Repay Loan.”
- Enter the repayment amount (full or partial).
- Confirm with your mobile money PIN.
 Late repayment (after 60 days) hurts your credit score and future loan access!
Key Benefits of the Hustler Fund Bridge Loan
- Â Higher loan limits for business growth.
- Â Lower interest rates than informal lenders.
-  No paperwork—100% digital application.
- Â Automatic savings (5% of each loan goes to savings).
Frequently Asked Questions (FAQs)
1. Can I apply if I’ve never borrowed from Hustler Fund before?
No you must have a good repayment history with previous loans.
2. What happens if I default?
Your credit score drops, and future loan access may be restricted.
3. Can I repay early?
Yes! Early repayment (within 30 days) gives you the lowest interest rate (8%).
Final Thoughts
The Hustler Fund Bridge Loan is a powerful tool for entrepreneurs who need larger funds with flexible terms. By following this guide, you can apply, receive, and repay your loan seamlessly while building a stronger credit profile.
Pro Tip: Always repay on time to unlock even higher loan limits in the future!
Need more help? Visit the official Hustler Fund website for updates.
